Self Employed

Are you self-employed? Looking for low rates and excellent mortgage options? We've got you covered! Our fast mortgage approval process is perfect for self-employed individuals, even if you've been declined in the past. Our mortgage options take into consideration your reduced taxable income from claimed expenses. If your expenses impact your qualifying income, our Stated Income mortgage is perfect for you. We also accept dividend and investment income, as long as you can provide stability and proof. To get started, we'll need a few documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. We have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs!

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