We assist newcomers in understanding Canadian real estate and the associated costs, such as closing costs and adjustment costs. Our goal is to help them build equity instead of paying rent, using their employment and credit sources to their advantage. We specialize in finding the best rates and mortgage options for newcomers looking for higher loan amounts (over $1 million) with at least 20% down payment saved. We also offer flexibility on down payment requirements, with as little as 5% down. We provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product that meets your needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit and employment history. We also offer access to innovative tools for a smooth and efficient first-time home buying experience in Canada.